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The Naresh Kumar Sagar Daily
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Naresh Kumar Sagar
10 January 2016
World Leisure Sports Art & Entertainment BusinessScience #oddeven #happybirthdayhrithik
Today’s headline
Ilayathalapathy Vijay’s Theri teaser to be released on Republic Day
thumbnailwww­.ibtimes­.co­.in– The release of “Theri” teaser, which was supposed to hit the Internet on Pongal, has reportedly been postponed. The failure to complete the shooting in time has forced the makers to change their pl…
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The sagar online media Daily
Published by
Naresh Kumar Sagar
10 January 2016
Technology Business Leisure Art & EntertainmentScience Stories #marketing #media
Today’s headline
#Online #Videos Are Great Seniors’ #Marketing Tool
thumbnailnancy-rubin­.com – Properly targeting your audience is the key to marketing success, but not all consumers are the same. This is especially the case when it comes to marketing to seniors. Fortunately, there are a num…
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Asean newsline
Published by
Naresh Kumar Sagar
09 January 2016
World Leisure Sports Business Science Art & Entertainment #technology #ligabbva
Today’s headline
Illegal Shelter In Noida Forcibly Converted Children To Christianity, Raided By Police
thumbnailhindutva­.info – Apparently, minority religious communities in India are bidding for a larger followership. To meet this end, they are not even hesitant in using possibly the cruelest means available at their dispo…
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The Enkaysagar Holdings PLtd Daily
Published by
Naresh Kumar Sagar
09 January 2016
Business Leisure Art & Entertainment SportsEnvironment Science #business #custserv
Today’s headline
Finally, Hold Music That Doesn’t Suck
thumbnailwww­.fastcompany­.com– If there’s anything worse than sitting on hold during a phone call, we can all agree, it’s listening to unpleasant sounds pretending to be “music” while sitting on hold during a phone call. Most of…
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RBI HAS FAILED FINANCIAL ACCESS TO SMALL BUSINESSES IN THE COUNTRY
MUDRA IS A GAME CHANGER  & NEEDS LAW FAST-CAIT TELLS JAITLEY
The Confederation of All India Traders (CAIT) has urged the Union Finance Minister Mr. Arun Jaitley to free Mudra from the clutches of Reserve Bank of India by passing a legislation in Parliament and to make Mudra as an independent regulator to lend finance to existing financial eco-system catering to the needs of non corporate sector. Such a step will be in accordance with the resolution of the Union Cabinet and “funding for unfunded” declaration of Prime Minister Mr. Narendra Modi. The RBI has failed to deliver requisite finances to small businesses in the Country-charged CAIT.
Micro Units Development and Refinance Agency (MUDRA) was formed by the Government to facilitate easy finance to last mile financiers which in turn will lend to actual borrowers since only 4% of non corporate sector could able to obtain finances from core banking sector-said CAIT National President Mr. B.C.Bhartia & Secretary General Mr. Praveen Khandelwal.
It is a landmark initiative of the Prime Minister Mr. Modi taken for the first time by any Government in past 68 years post Indepenndence but for obvious reasons the Mudra loans are being disbursed by Commercial banks instead of other financial institutions as originally conceived by the Government while launching Mudra. The colonial mind set of the Banks and stringent conditions is debarring the actual beneficiary in obtaining Mudra loans.
Both Mr. Bhartia & Mr. Khandelwal express dismay over the delay in drafting a law for Mudra. About four months back a draft for Mudra was circulated in the core group set up by the Government to draft legislation and certain amendments were suggested. Unfortunately since then no second meeting has taken place which is worrying the traders-said trade leaders.
As per original planning, the Mudra needs to be at the top of a pyramid having different set of financial institutions in lower verticals of pyramid. The funds will flow from Mudra to existing Non Banking Finance Companies, Micro Finance Institutions, Trust, Societies etc which will lend to Last Mile Financiers, the existing actual lenders who will be lending to borrowers and in this way it will accomplish the tag line of Mudra “funding for unfunded”.
Both Mr. Bhartia & Mr. Khandelwal said that there is a strong need to provide access to finance to a large section of the economy. The economic activities generated through Mudra loans can have their own contribution to the GDP growth he said.
An Action Committee for Formal Finance For Non Corporate Small Businesses a group of about 70 leading national Associations of different verticals of non corporate sector having Confederation of All India Traders in forefrunt has made a strong public advocacy for bringing Mudra.
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AAP: Air Force base in Pathankhot has exposed

Air Force base in Pathankhot has exposed the preparedness of the both central and state government in a big way. Both the SAD-BJP government in Punjab and the BJP led government in Centre has been found wanting it defending the country.
The troubling signs are that there seems a probable alliance between the drug mafia and terrorists in Punjab’s border areas, an issue which Aam Aadmi Party has been raising for a long time now.

“We pay tributes to the brave soldiers who were martyred in Pathankhot. The Airbase attack has raised some vital and dreadful questions.
The people behind the attack are clearly a nexus of corrupt politicians, bureaucrats and drug mafia needs to be properly investigated. Any laxity in investigating this nexus will result in compromising the security of the nation,” Aam Aadmi Party MP Bhagwant Mann said in a statement here today.

What needs to be particularly investigated is the role of Gurdaspur SP Salvinder Singh in the incident. The central government needs to set up independent investigation into the fact that high ranking officials in the state of Punjab are involved in the drug racket.
Political patronage of the drug mafia for the past many years have further deteriorated the fragile situation in the border state. It’s a matter of National Security and no amount of political bias or influence should come in the way of the free and fair investigation of the dreaded incident.
Regards
AAP Media Cell

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